Ineligible Risks

INELIGIBLE RISKS / RISKS REQUIRING FURTHER REVIEW

• Fertilizing and weed spraying revenues (combined) of more than 25% of the overall revenue.  Additional underwriting consideration required on a case by case basis for excess of 25%.
• Operations that involve snow removal revenue in excess of 50% of total revenue.
• Snow removal contractors who have hold harmless agreements and no risk control procedures in place.
• Operations with less than three years experience.
• Risks with claims loss ratios over 50% in the past five years or any account that's had a pollution incident.

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