Business Liability

The following are part of the HortProtect Endorsement and not found in regular policies.

• 5 year replacement cost on equipment
• Business Interruption coverage for snow plough equipped and  spraying equipped  vehicles with a limit of $10K and a per day limit of $500.
• Coverage for Arborists up to their Commercial Liability limit.
• Laptop Coverage included while on premises
• Crime coverage for money, securities, forgery/counterfeit to a limit of $10k.
• Employee dishonesty including computer crime limit of $25k.
• Live Tree Displays on premises and in ground with a limit of $50k.
• Rental reimbursement and equipment coverage with a limit of $25k.
• Single combined deductible for automobile, trailer and equipment.
• Claims Assistance Hotline. Free legal advice for plan members. 1.800.786.0656
• Pollution Liability coverage included with Accidental Pesticide Overspray up to the full business liability limit.